Can I Put My Car Insurance On Hold?

Extra Mile Staff

Yes, you can certainly put your insurance on hold but there are some important considerations when suspending the entire policy. Between maintenance, gas, and insurance, owning a vehicle can be expensive; the good news is that you don’t have to keep paying for something if you don’t need it.  Is your vehicle going to be out-of-use for a period of time? Consider reducing the coverage on your vehicle.

In the below infographic, The Extra Mile introduces you to important information about suspending your auto insurance. Consider each element before jumping into the change.

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2 Responses to "Can I Put My Car Insurance On Hold?"

  • Hannah Sullivan | August 31, 2018 at 6:06 pm

    Hi William, this is a great question. It is illegal to drive without liability coverage, which is removed when your car is suspended. If you need to drive your car in less than 24 hours, please call our Customer Service department at 1-877-896-9320 and one of our representatives can help. Thanks!

  • William Flynn | August 31, 2018 at 2:11 pm

    I have a 2008 Chevy Silverado with 34,000 miles on it, obviously I don't drive it much. Typically I know 24 hrs prior but there have been occasions I don't have the preplanning. If I suspend coverage and find it necessary to drive it without 24 hour notice, is it still legal to drive in the State of Michigan (I understand this is with no collision coverage), and is there a way to expedite resuming collision coverage say with 6 or 8 hour notice? Is the low mileage factored in to premiums currently and if not can it be considered? Thanks, William Flynn

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