How To Create a Home Inventory

The Hartford Center for Mature Market Excellence

If you experience a disaster and need to file a claim with an insurance company, it will be extremely helpful to have a completed inventory of your possessions. After the disaster, you’ll contact the insurance company to report details of the loss – but what will you tell them if you can’t remember what was in the house? If you have completed a home inventory, you’re way ahead of the game! Here’s how you can start:

Take a pen and paper. Find a seat and close your eyes. Now list everything in your home. An impossible task?  Consider how hard it would be to do this after your home had taken a major hit in a disaster, and many or most of your possessions were gone.

What Is a Home Inventory?

A home inventory is simply a record of the contents of your home. The record can be in writing, on video, or a series of labeled photos. What’s most important is that a home inventory can serve as the basis for preparing a complete statement of losses if a disaster should strike, helping to get a claim processed more easily and quickly.

The hassle of preparing a home inventory will be more than worth it if you ever experience a significant loss. For more information, review our disaster preparation guidebook.

Leave a Reply

Comments are subject to moderation and removal without cause or justification and may take up to 24 hours to be seen in comments. At Extra Mile we do not have access to personal policy information, please do not include personal identification information. If you have questions or concerns regarding your policy, please log into your account at our customer service center or you can speak directly to a Customer Service Representative.