For many homeowners, water in the basement is a concern when we receive a large amount of rain or snow. These same homeowner’s may also know that a sump pump is an essential first line of defense against a wet basement.
Learn how sump pumps work to protect your home from backed up water, and how Water Backup and Sump Pump Overflow Coverage can help cover damages to your home if your pump fails.
What Is a Sump Pump?
A sump it a pit of hole dug into a basement that is used to accumulate or pool water into one spot.
How Does a Sump Pump Work?
A pump is added to send the accumulated water out of the basement.
Why Are Sump Pumps Important?
A sump pump system helps protect the basement and its contents from water damage.
When Do You Use a Sump Pump?
A sump pump system can be used year round to pump water out and away from your basement.
Water Backup and Sump Pump Overflow Coverage from The Hartford*
This home insurance coverage helps cover property that is damaged by backed up water or overflow from a sump pump. This doesn’t cover damage from flood or surface water.
To learn more and add protection to your policy, log into your account with The Hartford.
Frequently Asked Questions about Sump Pumps
What If Spring Snow Melt or Rain Cause More Water Than my Sump Pump Can Handle and It Overflows?
Water Backup and Sump Pump Overflow Coverage is an optional endorsement that can be added to your policy with The Hartford that will cover this type of damage caused by sump pump overflow.
What If the Power Goes Out and the Sump Pump Doesn’t Work?
The Hartford’s Water Backup and Sump Pump Overflow Coverage will help pay for damage to your basement if this occurs.
What If My Sump Pump’s Motor Stops Working?
Water Backup and Sump Pump Overflow Coverage from The Hartford will help pay for water damage if this happens.
What If There’s Flooding in my Neighborhood and It Fills my Basement?
Water Backup and Sump Pump Overflow Coverage from The Hartford will not cover damage caused by flooding.
* Basic coverage amount is $5,000 and other amounts may also be available. The Hartford can provide further state-specific information about this coverage.
