Get a Quote

Discover great savings and benefits with auto insurance from The Hartford.

Your home may be the single largest asset in your life and ensuring you have the right insurance coverage to protect this important investment may make the difference between minor disruptions and devastating financial losses. A standard homeowner’s policy will provide basic coverage and may reimburse your losses from several causes, such as fire, theft, and water damage due to broken pipes but it won’t pay for flood damage.

If your home is in a region that is susceptible to water damage from sources such as melting snow, overflowing of nearby bodies of water, heavy rains, or even wildfires, it may be a prudent decision to add an extra layer of protection in the form of flood insurance offered through the National Flood Insurance Program (NFIP).

Understanding the differences between home insurance and flood insurance can be confusing; we’re here to help simplify the comparison so you can make sure you have the right coverage for your specific situation.


Be Prepared! Use these 6 tips to help prevent and reduce flood damage to your home.

2 Responses to "Flood Insurance vs. Home Insurance: Are you Covered?"

  • Extra Mile Staff | May 13, 2019 at 12:30 pm

    Hi Kenneth- you can learn more about flood insurance here.

  • KENNETH W MILLER | May 13, 2019 at 12:25 am

    INFORMATION ABOUT FLOOD INSURANCE

  • Did you know that flood damage isn’t covered under a standard homeowners insurance policy? Learn the differences between flood insurance and home insurance here: https://extramile.thehartford.com/home/flood-vs-home-insurance/ … – ServiceMas | January 31, 2019 at 8:22 pm

    […] Did you know that flood damage isn’t covered under a standard homeowners insurance policy? Learn the differences between flood insurance and home insurance here: https://extramile.thehartford.com/home/flood-vs-home-insurance/ … […]

Leave a Reply

Comments are subject to moderation and removal without cause or justification and may take up to 24 hours to be seen in comments. At Extra Mile we do not have access to personal policy information, please do not include personal identification information. If you have questions or concerns regarding your policy, please log into your account at our customer service center or you can speak directly to a Customer Service Representative.