Please make sure you have answered all of the questions.
If you’re a driver 50+, take this short quiz* to learn more.
When and Where You Drive
1. About how many miles do you drive in a year?
2,500 or less
2,501 – 7,500
7,501 – 10,000
2. How often do you drive an automobile?
2-3 times a week or less
3. In what kind of area do you do most of your driving?
Small town or suburban
High density urban
4. How often do you drive at night?
Weekly or less
Your Driving Record
1. How many traffic violations (tickets) have you had in the last 3 years?
One or more
2. Have you, as a driver, been involved in a crash in which you were at fault in the past 3 years?
3. Have you, as a driver, been involved in a crash in which someone else was at fault in the past 3 years?
1. Are you:
2. What is your marital status?
3. How many people live in your household? (Include yourself.)
Three or more
4. What is your age?
50 – 60
61 – 65
66 – 70
71 – 75
76 or older
5. How many organizations do you belong to as an active member? (Include religious, business, political, professional, social, fraternal, military, clubs, lodges, etc.)
One to four
Five or more
6. At night, how much difficulty do you have reading the instrument panel in your car because it is too dim?
None at all
Quite a bit
7. At night, do you have difficulty seeing pedestrians by the side of the road?
Not at all
Quite a bit
8. Over the past year, the time you have spent on hobbies or leisure activities is:
More than a year or two ago
About the same as a year or two ago
Less than a year or two ago
Understanding Your Score
When & Where You Drive
Think about when and where you drive, and what changes you can make to lower your risk of a crash.
Review your driving record for clues to your crash prospects.
Assess your characteristics, degree of social involvement and self-awareness — issues which affect your chances of a crash.
Your Overall Risk for Crash
The results for “overall risk” are based on a 5-point scale:
much lower risk, lower risk, average risk, higher risk, much higher risk.
What You Can Do
Make choices about when and where you drive…
- Plan and consolidate trips.
- Reduce unnecessary driving.
- Drive during daylight when possible.
- Avoid driving in congested areas.
Improve the safety of your driving environment…
- Actively look for potential hazards. Be alert to trouble spots such as intersections and busy streets.
- Be especially alert in low contrast conditions such as fog, rain, cloudy or snowy days, twilight, dawn and nighttime. Everyone’s contrast sensitivity is reduced in these conditions.
- Glare can create low contrast, too. Use your day-night mirror to reduce glare from cars behind you.
- If you don’t have automatic headlights, turn headlights on 30 minutes before sunset and leave them on 30 minutes after sunrise. Always use them on rainy, cloudy or snowy days.
- Dirty or scratched glass scatters light and reduces contrast. Keep your glasses, windshield and headlights clean.
Become more self-aware…
- Arm yourself with self-knowledge about your driving.
- Be aware of your limitations.
- Recognize that with increased age comes increased risk.
- Recognize the benefits of being involved with other people.
- Keep up with the hobbies you enjoy.
- Ask a friend for a ride if you’re not up to driving.
Learn from your driving record…
- Recognize the significance of being involved in an accident or of receiving a ticket for a moving violation.
- Accept such incidents as warning signals.
- If you sometimes feel you’re missing things you should be seeing, be honest with yourself. Analyze close calls.
- Take an older driver refresher course, such as those offered be the AARP’s Driver Safety Program.
*This crash risk quiz is based on a research study of nearly 1,500 drivers, between the ages of 50 and 95, conducted by The Hartford. The risk factors and findings are derived solely from the results of that research study.
Even when you’re careful, accidents can still happen. Make sure you have the right car insurance.